Blog

If 2016 was the year that UPI made its quiet debut, 2025 is shaping up to be the year it redefines the future of Indian banking. In less than a decade, the Unified Payments Interface has transformed from a promising payment channel into the backbone of India’s retail economy. Today, it accounts for more than …

Mandates, UPI Lite, and ICCW: Why 2025 Will Be the Defining Year for UPI-Driven Banks Read More »

In the past decade, Indian banking has undergone a transformation that few could have predicted. What began with the National Financial Switch (NFS) enabling interbank ATM transactions has evolved into a sophisticated ecosystem of real-time payments, QR-based commerce, interoperable mandates, and cross-border UPI. For many mid-sized banks, this evolution has created both opportunities and challenges. …

From NPCI’s NFS to UPI Global: How Mid-Sized Banks Can Future-Proof Their Payment Switches Read More »