We have a solution offering for Unified Payment Interface (UPI) platform which comprises of an API interface with NPCI and a universal mobile interface for the users. Our solution supports a scalable architecture and has been developed keeping today’s security challenges in mind. UPI aims to provide a simplified and reliable payment option with the use of virtual addresses to transfer money. It is a layer above the existing infrastructure of the banks that allows interoperability and presents an opportunity to push for a single interface for all existing retail payment systems in India.