Enterprise Solutions
Payments
Aadhaar - Based Solutions
Deployment Models
Services

Enterprise Solutions

Enterprise Solutions

Finacus has developed product suite to encompass exponentially growing banking
business activities and integrate multiple facets across
business processes and databases.

These products enable banks to retrieve and disseminate critical information, meet regulatory compliance, optimize resource utilization, improve risk management, enhance customer experiences as well as reduce costs. Designed keeping in mind the broad demands of the financial services industry, these products are built to deliver in line with prevalent best-practices in the industry.

FinCORE

A fully browser-based and modular Core Banking System geared to resolve the challenges faced by Banks on a day to day basis.

FinAMLOR

Provides a comprehensive Anti-Money Laundering software solution that includes transaction monitoring, intelligent detection tools.

FinLUNA

A Loan Originating System that helps Banks with excellent support in creation of flawless documentation.

FinLEGAL

A Legal Recovery System solves the issue of monitoring and following up of any on-Performing Assets (NPAs).

Payments

Payments

Finacus has developed a variety of comprehensive financial
solutions for the banks and financial institutions.

The solutions offer technology to provide security, easy access to information, easy connect, timely alerts, incorporates
legal aspects and even wards of fear of money laundering. Easy implementation, integration and usage has made all
these solutions acceptable and making us a preferred partner.

FinMOBICONNECT

A Mobile Payment Transaction Switch software solution. It gives financial institutions and banks a competitive edge by integrating state-of-the-art technology with a host of innovative customer delight and channel integration features. It is a secure and scalable platform that helps Banks to increase loyalty, acquire new customers, cross-sell products and much more.

The solution can easily be integrated with a range of industry-leading payment optionslike Person-to-Person payments, Merchant payments, Remote merchant and recurring bill payments, Contactless payments and mobile wallets, etc. in a highly efficient, accurate, timely, instantaneous and secured way. These services are facilitated while reducing the processing costs, meeting regulatory compliance, simplified dispute management and greater transparency in financial supply chain. Finacus owns the IPR of the product and hence can update enhanced features in sync with the market trends.

A Mobile Payment Transaction Switch software solution which can help banks / institutions to integrate various mobile banking services through multiple channels.

Features

Interoperable infrastructure to offer real-time money transfer through multiple channels like Mobile, Tablets, Internet as well as across multiple platforms like USSD, Social Media, Business Correspondents (Agents), etc.
Has an interface to IMPS which is an instant, 24X7, multi-channel, interbank electronic fund transfer service offered by National Payments Corporation of India (NPCI).
It is very cost effective, easy to implement and help available by 24 x7.

Can offer wide range of services like -
Account related services like Balance Enquiry, Mini Statement, Generate OTP, Change OTP Location based services like ATM Locator, Branch Locator Card related services like Debit/Credit Card Request, Block & Replace Requests
The service supports like –
Biometric, card based& PIN based Payments interfaces on all wireless devices & multiple operating systems and can be implemented through POS Terminal, Mobile Phone, Laptop or Tablet in conjunction with external accessories.

FinMOBICONNECT

A Mobile Payment Transaction Switch which can be integrated with a variety of payment systems and channels to dish out cutting edge solutions for customer delight.

A GLANCE MORE PRODUCTS

FinCONNECT

A FinancialTransaction Switching & Processing Solution that interfaces with Core Banking System and supports card-based transactions through ATM, POS and Ecommerce across diverse environments with ability to handle Card Life Cycle and Reconciliation processes.

Features

Compliant with Payment Card Industry Standard (PCI DSS) and has PA DSS certification
Multi-language and Multi-currency support
Supports multiple delivery channels for transactions through ATM, POS, Ecommerce
Compatible with all types of POS and mPOS machines
Equipped with Card Life Cycle Management module

Multi-institutional support
Fully compliant to D912/NDC standards
Enables EMV as well as Magnetic stripe transactions
Facilitates switching to international and domestic networks, card associations, processors , host systems and interchanges using industry standards such as ISO 8583 and XML
Facilitates integrated Reconciliation service

FinCONNECT

A Financial Transaction Switch for facilitating end-to-end solutions for ATM, Point-of-Sale (POS), Ecommerce and similar card-based payment systems and delivery channels.

A GLANCE MORE PRODUCTS

FinINET

FinINET

An Internet Banking solution to transform brick banking to click banking in an easy, hassle-free yet secure way.

Finacus UPI Solution

Finacus UPI Solution

Very much like a wallet but much more than just a wallet with unique features that magnifies user experience, security and interoperability. An interface to Unified Payments Interface of NPCI.

Finacus BBPS Solution

Finacus BBPS Solution

A solution to facilitate bill payments for customers anytime, anywhere. An interface to Bharat Bill Payment System of NPCI.

MultiFactor Authentication

MultiFactor Authentication

Authentication Solution working at protocol layer to add that extra layer of security on customer facing as well as internal applications.

Aadhaar - Based Solutions

Aadhaar - Based Solutions

India's largest unique identification project – 'Aadhaar' has over a
billion citizens already registered with it.

Our products based on Aadhaar number leverage this distinct attribute to automate and simplify banking processes which require to authenticate the customer as well as introduce innovative solutions that improve interoperability and ease of use across various channels.

Fin e-KYC

A real-time solution to conduct instant and hassle-free Know Your Customer (KYC) process without the need of physical documents.

FinAEPS

A solution in-line with Aadhaar Enabled Payment System (AEPS) of NPCI which supports online immediate payments in multiple environments based on Aadhaar number

FinAPBS

A solution to implement Aadhaar Payment Bridge System (APBS) of NPCI for seeding Aadhaar numbers to customers' accounts and supporting processes for member banks involved

Deployment Models

Deployment Models

Pick any of our solutions and we give you an option to deploy it on traditional Licensed model or more talked-about Hosted model.

For businesses trying to understand which type of solution is right for their needs, we help in understanding the key differences and take a decision. You may also combine them to use as a Hybrid Model.

Licensed Model

A highly customizable on-premise model with dedicated infrastructure that gives you complete control over the data and systems

Hosted Model

A hassle-free SaaS-based model at low cost of ownership, faster roll out time and compliance to industry standards

Services

Services

To cater to present day customers' expectations banks need to have systems in place which are both highly scalable and secure.

This will allow banks to meet expectations and also manage the costs involved with developing such a solution. Our services strategically deliver value to a wider client base and meet their diverse needs in a committed manner.

Card Life Cycle Management

A secure, comprehensive and robust card life cycle management system built on industry standards & compliances and supports latest technology like EMV

Reconciliation

A fully automated functionality to match and process unstructured transactional data retrieved from various sources with reports and dispute management support.