India has seen a huge transformation in the banking sector and economy over the past decade with the implementation of Jan Dhan Yojana scheme. The country is on its way to building a strong and prosperous economy with various banking solutions that bring people of all sectors under one umbrella. With the onset of digital payment software usage in India many came up with robust platforms. One such platform that made digital transactions in India more refined is the Unified payment’s interface. UPI was introduced by the National Payments Corporation of India in the year 2016. Over the past 4 years, digital transactions in India have seen new heights with the UPI payment system as the platform.